Wednesday, July 30, 2008

Does your Arizona health insurance policy have a maximum lifetime benefit level of ONLY one million dollars?

If so, you could be in for a rude shock. In today's high-tech medical industry, you could spend a million dollars in just three weeks. See this story, published in Phoenix's East Valley Tribune, by clicking here: Low Health Insurance Caps Strand Patients. Here are a few excerpts from that story:
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1. Kelly and Tom used to think the $1 million individual cap that came with the insurance they had for seven years offered plenty of protection.

Then doctors diagnosed their teenage son, Michael, with an aggressive form of leukemia in May 2007. His treatment called for 10 doses of a chemotherapy drug that cost $10,000 per dose. A 56-day stay in an intensive care unit cost about $400,000.

Michael reached his $1 million lifetime maximum in less than a year.

2. Mary thought her toddler was struggling with an ear infection when she seemed sluggish. Instead, a virus had attacked the little girl’s heart, damaging it beyond repair. Brea needed a transplant.

Within three weeks of a 2007 doctor visit, the 20-month-old had exhausted the $1 million lifetime maximum on her health insurance. Her parents have scrambled ever since for ways to cover thousands of dollars in monthly medical costs.
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If your health insurance policy has a maximum lifetime benefit limit of just $1,000,000, it's definitely time for you to think about increasing that benefit, before it's too late.

1 comments:

Min said...

"Does your Arizona health insurance policy have a maximum lifetime benefit level of ONLY one million dollars?" thanks for this important post.